Your planning data is yours.

Controller and contact: Balance Wise by DP Technologies. For privacy requests, contact admin@balancewise.app.

If you create an account, we store your email address so you can sign in, verify your account, reset your password, and manage your plan. Cloud sync across devices is available on Premium.

Balance Wise is a personal finance planning and simulation tool. It does not connect to your bank, request bank login details, collect card numbers, apply for credit, offer regulated financial advice, or make automated financial decisions about you.

Forecasts, repayment schedules, equity projections, savings interest, postcode estimates, and other outputs are automated calculations based on the data you enter and the assumptions shown in the app.

The planning information you enter may include income, expenses, recurring bills, credit card balances, savings figures, loan and borrowing details, mortgage supplier names, mortgage balances, interest rates, product terms, property values, and optional postcode areas.

These figures are user-provided planning inputs. They may be real, estimated, or fictional, and they are used to save your plans and calculate forecasts inside Balance Wise.

We do not sell your data, use your planning figures for advertising, or share them with other users. Infrastructure providers may process data only as needed to run, secure, maintain, and improve the service.

Supabase is used for authentication and database services. Vercel may be used for hosting, analytics, and speed insights. Backup copies and infrastructure logs may remain for a limited period before they are replaced, deleted, or anonymised.

You can update or remove planning entries in the app. You can request access, correction, deletion, restriction, export, or objection where those rights apply.

No online service can guarantee absolute security. Do not enter bank passwords, full card numbers, national insurance numbers, or other unnecessary highly sensitive identifiers.